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One of the biggest drawbacks of using a credit card to send money to another person using PayPal is the processing fee. PayPal charges 2.9%, plus a fixed fee of 30 cents to process a person-to-person money transfer using a credit card.
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PayPal is a payment processing company that provides various payment solutions for businesses, including credit card processing. The fees for PayPal's credit card processing services vary depending on the type of account and the payment method used.
For PayPal standard account holders:
PayPal charges a flat fee of 2.9% + 30 cents per transaction for payments made with a credit or debit card. If a customer uses a PayPal balance or bank account to make the payment, there is no fee for the transaction. For PayPal Business account holders:
PayPal charges a flat fee of 2.9% + 30 cents per transaction for payments made with a credit or debit card. PayPal also offers a micropayments rate of 5% + 5 cents per transaction for payments under $10. It's important to note that these fees can vary depending on the country where the business is located, and there may be additional fees for certain services. It's also important to be aware of other fees that might apply, such as chargeback fees or monthly fees for certain services. I recommend checking Paypal's website for the most recent and accurate information about the fees that apply to your business.
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