I’ve actually gone through a similar payment setup for my first apartment, and I can say it can be quite helpful if you’re mindful about planning your finances. Paying 20% upfront and splitting the rest over time allows you to invest the remaining money elsewhere or keep it as a buffer, which is great if you have other commitments or are considering renting out the unit in the meantime. If you want to see an example of a property offering such flexible options, you could check Rove Home at Meydan Horizon — the project is structured to make early investment easier and the layouts plus amenities make it attractive for tenants too. In my experience, this kind of plan works best if you understand your cash flow and the timing of future payments, so it can definitely be an advantage rather than a stress point.

Just jumping into this thread — it’s interesting to see how people handle payment schemes and investment strategies. Even though I haven’t purchased anything myself yet, I’ve been reading about different plans and I think it’s useful to understand how payment flexibility can influence buying decisions. I also find it helpful to see how others balance risk, planning, and daily expenses, because it gives insight into practical ways to manage money when entering the property market. It’s neat to follow these discussions and imagine what approach might suit someone’s lifestyle best.