Short Term Health Insurance In Washington
Washington state has some of the best health insurance options available. Most of these policies have annual limits, lifetime limits, and catastrophic caps that can be customized to suit the needs of the applicant. The State of Washington does not regulate premiums but instead allows insurance companies to charge as they see fit with no restrictions or penalties enforced. Premiums are based on the applicant's age, gender, health status, whether or not a smoker is included in the coverage plan and geographic location. Residents of Washington State who do not wish to participate in any federal mandated health care programs may purchase short term health insurance from state licensed companies.
Short Term Health Insurance Seattle covers most health issues in both the short term and long term periods. Issues covered include vision care, dental procedures, hearing aids, hospital stays, prescription drugs, mental health, prescription drug coverage and disability income protection coverage. Short term disability income protection coverage pays benefits if an applicant loses his/her job through layoff, voluntary separation, involuntary termination or death of an applicant's spouse or dependent. Disability income protection coverage may also be purchased by people covered under Medicare Part B or Medicaid.
Short Term Health Insurance Seattle and Washington State offer competitive rates for both individual and family coverage. Some insurers have been forced to reduce their offerings due to the current economic situation. It is important to shop around and compare premiums and benefits before purchasing short term disability insurance in Washington. Most insurers have online quotes and customer service centers where customers can obtain information on premiums and benefits. Many carriers have contact numbers that customers can call to obtain additional information.
Short Term Health Insurance is also called temporary medical insurance in Washington State. Vacationers traveling to the state of Washington can purchase this type of insurance while away on vacation. Tourists usually purchase short-term health insurance before heading off to a vacation destination and then buy a full policy when they return. Tourists can even purchase insurance for a part-time trip if they want coverage for a few months.
Travelers who are traveling to Seattle will find that the cost of hotel rooms and food can be very expensive. Tourists can take advantage of a short term health insurance policy offered by several travel companies. The policies are similar to those of most large insurance companies except for the amount of coverage and the deductible amount. For a dollar a day, tourists can get coverage comparable to that of a small hotel room.
There are many short term disability insurance policies available in Washington State. However, it can be difficult to find quality short term disability insurance. Tourists should thoroughly discuss their options with an experienced insurance broker. Several brokers have direct connections with several major insurance companies. Brokers help tourists find the best coverage that is offered by different companies.